Used car guide

2021 BMW 520: common problems and MOT failures

What MOT testers find on the BMW 520 first registered in 2021: we looked at the 4,401 MOTs these cars had during 2023–2025. Plus known faults and what to look at before you buy one.

4,401MOTs of 2021 cars, done in 2023–2025
86%pass first time (all 2021 cars: 87%)
10,400typical miles a year
null×the usual rate for flexible couplings

What goes wrong more than usual on a 2021 BMW 520?

Parts flagged at MOT more often on the 2021 BMW 520 than on all cars registered in 2021.

  • Flexible couplingsnull× usual
    BMW 520
    4.1% All 2021 cars
    0%

    Failed outright at MOT: 0.3%, against 0% of all 2021 cars. The rest were advisories or minor defects.

    Rough price £150–£1,000 our estimate

    At the viewing: Check the sills, wheel arches and underneath for rust, and look along the panels for uneven gaps or paint.

Better than most

Brake discs: 1.1% here, against 6% of all 2021 cars. Brake pads: 1.5% here, against 6% of all 2021 cars.

Common 2021 BMW 520 MOT failures and advisories

The share of 2021 BMW 520 MOT tests where testers flagged each area, as a fail or an advisory. Rough prices are typical independent-garage costs.

  • Tyres
    25% of testsRough price £70–£150

    At the viewing: Check the tread on all four tyres, including the inside edges, and look for cracks or bulges.

  • Lights and electrics
    6% of testsRough price £10–£80

    At the viewing: Ask a friend to check every light, including brake lights and indicators, while you operate them.

  • Brakes
    3% of testsRough price £150–£350

    At the viewing: Look for a lip on the disc edges and feel for judder or pulling when braking firmly from about 40mph.

  • Wipers, windscreen and mirrors
    3% of testsRough price £15–£250

    At the viewing: Check for chips in the driver's view, and test the wipers and washers.

  • Seats and seatbelts
    2% of testsRough price £80–£250

    At the viewing: Pull each seatbelt sharply. It should lock, and retract cleanly.

  • Suspension
    1% of testsRough price £120–£400

    At the viewing: Listen for knocks over speed bumps, and look behind each front wheel for a snapped coil spring.

Known faults on the 2021 BMW 520

Reported by owners, mechanics and buying guides for this model and age. Check which engine the car has, as some apply to one engine only.

  • EGR and particulate filter problems (diesel)

    Diesel

    Diesels came last of 20 executive cars in What Car?'s survey, with costly EGR valve and DPF faults and repeat dealer visits. There were also EGR cooler and coolant recalls for fire risk.

    At the viewing: Ask a BMW dealer to check the VIN for recalls, and watch for warning lights.

    Source: What Car?: used BMW 5 Series (2017-2023) reliability

  • Ten recalls

    All engines

    Recalls also covered the brake pedal switch, curtain airbags, the steering gear, a balance shaft bearing, 48-volt battery cables, rear driveshafts and plug-in hybrid batteries.

    At the viewing: Ask a BMW dealer to confirm every recall has been done.

    Source: What Car?: used BMW 5 Series (2017-2023) reliability

  • Electrical and sensor faults

    All engines

    Most petrol faults are electrical, including faulty sensors, persistent warning lights and infotainment faults.

    At the viewing: Test every button and screen, and look for warning lights.

    Source: What Car?: used BMW 5 Series (2017-2023) reliability

Questions to ask the seller before buying a 2021 BMW 520

Ask before you travel to see it. A seller who knows the car will have answers, and receipts.

  1. Have the EGR recalls been done, and has it had any EGR or DPF work?
  2. Any recent work on the flexible couplings? (Flagged at MOT null× as often on the 2021 BMW 520 as on other cars the same age.)
  3. Can I see the service history and receipts for any big jobs?

Looking at a BMW 520?

Check the actual car: its own MOT history, mileage and what to ask the seller. Free, no sign-up.

Other years

Every year of the BMW 520 compared

YearMOT testsMost flagged
2023109Tyres 6%
20222,969Tyres 23%
2020154Tyres 21%
2019363Tyres 19%
2018524Tyres 23%
20174,410Tyres 28%
201636,143Tyres 27%
201536,879Tyres 27%
201434,874Tyres 28%
201319,899Tyres 29%
201219,102Tyres 30%
201122,887Tyres 31%
201012,321Tyres 33%
200911,790Suspension 35%
20088,263Suspension 39%
20079,132Suspension 47%
20066,033Suspension 48%
20051,614Suspension 51%
2004738Suspension 45%
20031,111Suspension 42%
2002929Brakes 43%
2001714Suspension 39%
2000409Suspension 45%
1999390Brakes 45%
1998287Suspension 47%
1997151Brakes 45%
1996120Suspension 37%
1995303Suspension 49%
1994183Brakes 39%
1993121Suspension 41%

Where this comes from: the DVSA's anonymised results for every MOT test done in Great Britain during 2023–2025, counting the MOTs of BMW 520 cars first registered in 2021. "Flagged" includes advisories, so it isn't the same as a fail rate. How we score